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Mangrove air biru
A blue water mangrove provides critical habitat for juvenile reef fish in Raj... A blue water mangrove provides critical habitat for juvenile reef fish in Raja Ampat, Papua, Indonesia, Pacific Ocean. © Ethan Daniels

Terms and Conditions of the Member Get Member Program

  1. The Member Get Member Program gives rewards to registered members that refer "potential members" to the Indonesan Membership Program.
  2. The party giving the reference ("Referrer") in this program refers to active members contributing to YKAN through the Indonesian Membership Program.
  3. The party being referred ("Candidate") in this program refers to individuals that are not a member of the Indonesian Membership Program.
  4. The Referrer must receive consent from the Candidate to refer and send the Candidate's data to YKAN.
  5. The Referrer will only receive their rewards if the following conditions are met:
    •  The Referrer has referred at least 3 potential members or Candidates.
    •  The Referees have successfully registered as members of the Indonesian Membership Program.
  6. The rewards that the Referrer may receive are as follows:
    • 3-5 references: Exclusive Swell Tumbler
    • 5-7 references: Exclusive E-Money and YKAN Merchandise
  7. The rewards will be given at latest 1 month after the Referrer gives the references and the Candidates have succsefully registered as members of the Indonesian Membership Program.
  8. If more than one Referrer refers the same Candidate, the Referrer who refers the Candidate first will be eligible to receive the reward.
  9. Decisions made by the Bank in relation to the Program, including but not limited to the receipt of personal data, is final and binding to all program participants, both Referrers and Candidates.
  10. If at any point during the program, evidence of fraud, either intentionally or unintentionally, is found, based on consideration, YKAN has the right to disqualify members and exclude them from receiving rewards.
  11. YKAN has the right to alter, delete, or add terms and conditions to this program with prior notification.

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